Property & Casualty
-
Part 7 - Homeowners - 6 Unit Owners Form Contract Analysis Section II Exclusions
May 03, 2024 | Contract Analysis
This is the seventh in a several part series of articles explaining the coverages provided in the standard ISO HO 00 06 Unit-owners Form. This articles explains the Section II Exclusions.
-
Part 3 Homeowners - 6 Unit Owners Form Contract Analysis Section I Perils Insured Against
April 29, 2024 | Contract Analysis
The third in a series explaining the coverages provided in the ISO standard HO 00 06 Unit-owners Form. This article discusses the Section I Perils Insured Against.
-
Part 2- Homeowners 6 - Unit-Owner's Form Contract Analysis - Section I Property Coverages
April 22, 2024 | Contract Analysis
The second in a series explaining the coverages provided in the ISO standard HO 00 06 Unit-owners Form. This article discusses the Section I Property Coverages.
-
Part 1 Homeowners 6 - Unit-Owners Form Contract Analysis Agreement and Definitions
April 15, 2024 | Contract Analysis
The first in a series explaining the coverages provided in the standard ISO HO 00 06 Unit-owners Form.
-
Broadened Home-Sharing Host Activities Coverage Analysis
April 08, 2024 | Contract Analysis
In this article the ISO Broadened Home-Sharing Host Activities Coverage endorsement HO 06 63 that applies to the homeowners and condominium policy is explained.
-
Pet Injury Coverage PP 33 31 09 18 Analysis
February 19, 2024 | Contract Analysis|Discussion|Endorsements|ISO Programs
Endorsement to the Personal Auto Policy.
-
When the Roof needs Repair - What about the Decking
December 04, 2023 | Contract Analysis|Core Article Library
When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.
-
Incidental Low Power Recreational Motor Vehicle Endorsements
October 23, 2023 | Contract Analysis|Discussion|Endorsements
The homeowners policy excludes most motor vehicles with a few minor exceptions. There are endorsements for certain small, motorized vehicles that allow insurers to either provide coverage for or exclude coverage for vehicles such as motorized bicycles and mopeds.
-
Improvements, Additions and Alterations
October 16, 2023 | Contract Analysis
This article provides an overview of additions and alterations coverage for certain dwelling owners, tenants and condominium owners.
-
ISO Commercial Auto Endorsements Discussed - Category 26 Single Interest
October 02, 2023 | Contract Analysis|Endorsements|ISO Programs
This discussion analyzes the endorsements in ISO category 26, covering single interests.